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Charles Amodio, CPA, CFF, MAFF, MBACharles Amodio, CPA, CFF, MAFF, MBA -
Michael Brown, CPA, CFE, CFF, MBAMichael Brown, CPA, CFE, CFF, MBA -
David Consigli, Jr., CPA, ABV, CDFADavid Consigli, Jr., CPA, ABV, CDFA -
Stephen L. Ferraro, CPA/ABV/CFF, CEBC, CVA, MAFFStephen L. Ferraro, CPA/ABV/CFF, CEBC, CVA, MAFF -
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Paul Zarecki, CPA, CFE, CFFPaul Zarecki, CPA, CFE, CFF
Insurance Loss Accounting
Insurance Loss Accounting
Financial Clarity for Complex Insurance Claims
When insurance claims involve business interruption, property damage, lost earnings, or disputed financial records, clear and credible financial analysis is essential.
Overview
SAX’s Valuation, Forensic & Litigation professionals provide insurance loss accounting services to help attorneys, insureds, adjusters, claims professionals, and other stakeholders analyze and resolve complex insurance claims. Our team delivers accurate, well-supported financial analysis designed to clarify the economic impact of a loss and support fair claim resolution.
We assist in matters involving commercial property claims, business interruption, extra expense, lost earnings, and other insurance-related financial disputes. Whether supporting the claims process, appraisal proceedings, mediation, arbitration, or litigation, our professionals provide objective analysis that can withstand scrutiny.
Insurance Loss Accounting Services:
- Business interruption loss analysis
- Extra expense and expediting expense calculations
- Property damage financial analysis
- Lost earnings and income loss calculations
- Loss of rents analysis
- Inventory loss analysis
- Insurance claim document review and financial support
- Appraisal process support
- Expert witness testimony in insurance-related disputes
Types of Claims We Support
SAX assists with a broad range of insurance loss matters involving financial damage and claim quantification. Our professionals have experience supporting claims arising from a variety of events and dispute scenarios, including:
- Business Interruption
- Builder’s Risk Claims
- Construction-Related Losses
- Inventory and Property Losses
- Extra Expense and Expediting Expense Claims
- Loss of Rents
- Lost Earnings Claims
- Subrogation Matters
- Fraud-Related Insurance Claims
- Breach of Contract and Related Financial Disputes
These matters often require careful review of financial records, operating history, insurance policy provisions, and supporting documentation to properly measure the impact of a loss.
Insurance Claim Analysis & Financial Support
Insurance claims often hinge on the ability to clearly measure financial loss and present it in a way that is understandable, supportable, and consistent with the underlying policy and facts. SAX works closely with clients and counsel to analyze financial records, assess loss calculations, and develop clear damages models that support the claims process.
Our work may include:
- Analysis of Historical Financial Performance
- Review of Profit Trends and Business Operations
- Evaluation of Supporting Claim Documentation
- Reconstruction of Incomplete Financial Records
- Calculation of Lost Income and Business Interruption Losses
- Preparation of Financial Analyses for Negotiation, Appraisal, Arbitration, or Litigation
Appraisal, Dispute Resolution & Testimony
When insurance claims become disputed, strong financial support can play a critical role in reaching resolution. SAX assists parties involved in appraisal proceedings, settlement discussions, mediation, arbitration, and litigation by providing objective financial analysis and clearly documented conclusions.
Our professionals help clients and counsel understand the financial dimensions of a claim and, when needed, provide expert support in formal dispute settings. FAZ’s page emphasizes appraisal support and expert testimony as key strengths, which is reflected here in a more SAX-aligned format.
Why SAX
Insurance loss matters often involve more than a simple claim calculation. They can require a deep understanding of financial records, business operations, litigation strategy, and disputed economic assumptions.
SAX combines forensic accounting expertise with the broader resources of a multidisciplinary advisory platform. Our professionals collaborate across valuation, litigation support, tax, restructuring, and advisory disciplines to provide deeper insight into complex insurance-related financial matters.
The result is objective, well-supported analysis that helps clients quantify losses, navigate disputes, and move claims toward resolution.
Submit a Claim
If you would like to refer a Business Interruption, No-Fault, or other insurance claim, please submit the Claim Referral Form to SAX via email, regular mail, or our online claim form here.
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Meet Our SAX Valuation, Forensic, & Litigation Advisors
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Our Valuation, Forensic, & Litigation Specialized Services Include:
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